The Jonesboro real estate market is fairing well compared to the rest of the country, but if you are one of the many homeowners across the country struggling to make your monthly payments, you do have some options. First, don’t wait until you’re three months behind to take some action. The first month you realize you cannot make your payment or will be late, call your bank or lender to ask for some help. They do not want to foreclose on your home any more than you want them to. Ask them if they will work with you. Don’t be afraid to call them. Second, to help with that credit card debt, call your credit card company to re-negotiate your interest rate. Often they will lower your rate for you. Just a couple of tips during a difficult time. mkm
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